Stop Creditor Harassment

Harassing creditor phone calls and mail can overwhelm families and individuals struggling with debt.

Bankruptcy stops creditor harassment is filing for bankruptcy. If you are unable to make the minimum monthly payments on your credit cards, have fallen behind on your mortgage, or are facing the repossession of one or more of your cars, filing for Chapter 7 or Chapter 13 bankruptcy may be the best way to stop creditor harassment. Filing for bankruptcy initiates an automatic stay that requires collection agencies and creditors to immediately cease all collection and foreclosure actions against you.

Additionally, once you file for bankruptcy, creditors are no longer allowed to contact you but must go through your lawyer. Our office handles all inquiries and issues related to creditors and collection agencies regarding our client’s bankruptcy. If, for whatever reason, a collection agency or bank continues contacting you after you’ve filed for bankruptcy, we’re prepared to file for sanctions for the violation of the automatic stay, including seeking financial damages for our client under the terms of the FDCPA.