General Bankruptcy

August 22, 2013

Does Bankruptcy Affect My Immigration Status?

Many clients are worried that filing for bankruptcy will affect their immigration status.  Bankruptcy does NOT affect immigration status. Every American has a right to file for bankruptcy.  That right is enshrined in the Constitution of the United States.  America is a country dedicated to giving people a “fresh start.”  A basic American value is our […]
August 7, 2013

Can Filing Bankruptcy Stop an Eviction in New York?

Many clients come to me with crushing credit card debt.  Unsurprisingly, many of these same financially struggling individuals are behind on paying their rents.  Many come to me with the landlord threatening to evict them from their homes.  They desperately want to know if bankruptcy can stop an eviction. The answer is yes – Bankruptcy can […]
May 29, 2013

Can I File Bankruptcy If I Can’t Remember Who I Owe Money To?

Believe it or not, it is not that easy to know exactly who you owe.  If you are late paying credit card debts, the banks sell and re-sell your debt many times.  You start to get letters from people you never heard of – people demanding money from you without even saying who originally “owned” the debt. […]
May 20, 2013

Sub-Prime Auto Loan Scams Drive People Into Filing Bankruptcy in New York City

Every week I file bankruptcy for someone who has little or no credit card debt.  These individuals are not being cornered by high interest credit card debt; they are being crushed by a debt of $10,000, $20,000 or more on a car loan – for a car they no longer even have.  This is a terrible […]
April 17, 2013

Why Are Bankruptcy Filings Down? The Economy is So Bad People Can’t Even Afford to File Bankruptcy

Bankruptcy filings are down 30% over the last three years according to Bankruptcy Court statistics.  Why?  Because the economy is getting better?  Not by a long shot.  Things are simply so bad that financially struggling individuals don’t have the money to file bankruptcy. If you can barely afford to pay for food and rent, how can […]