NYC Bankruptcy Blog

April 11, 2016

Looking For Your Tax Refund? Here’s What You Need To Know

The IRS says that it issues 90% of taxpayer refunds in less than 21 days.  According to Forbes magazine, here is how you can check the status of your refund: “If you’re wondering about the status of your refund, check out the “Where’s my Refund?” tool at When the IRS processes your tax return […]
January 27, 2016

Watch Out For People Trying To Steal Your Tax Refund

It is tax time again. We want to remind you to watch out for thieves trying to steal your tax refund. More and more Americans are finding that someone has taken over their identity to file a fraudulent tax return in their name and collect the refund check. In a recent year,1.6 million taxpayers were hit […]
January 5, 2016

Avoid Fraud: Protect Your Passwords To Protect Your Identity

Almost every other month a major bank or department store announces that their user database has been hacked. Hackers use stolen passwords and other data to try to illegally access victims’ credit and banking information. Here are a few tips on how to protect yourself: Use Different Passwords For Different Websites People tend to use the […]
December 14, 2015

Websites That Take Your Orders But Never Ship Them

Many consumers order holiday gifts on the Internet this time of year. However, it is important to be cautious of online shopping sites that are not mainstream. Did you know that there are some unscrupulous people who set up reputable looking websites to rip people off? Some even have good reviews but they take your orders […]
November 2, 2015

The New “Chip” Credit Cards: What You Should Know

Swiping your credit card could soon be a thing of the past. Banks have been sending out new chip-enabled credit cards that have to be inserted and held in a credit card reader to complete a transaction. These new cards look similar to your old credit cards, but now have a small metallic chip on the […]
October 7, 2015

Beware of Scams by Credit Repair Companies

Almost everyone knows someone who is struggling with credit problems.  Sometimes, people turn to companies that offer “credit repair services” for help.  If you know someone who is thinking about using one of these companies, tell them to be careful.  Over the years, we have seen some of our clients ripped off by so-called “credit repair […]
September 14, 2015

Beware of the Lending Club: NY Times Quotes Juntikka On New “Non-Bank” Lenders

Beware of the Lending Club: NY Times Quotes Juntikka On New “Non-Bank” Lenders     A reporter from the New York Times recently called me for help on a story.  He asked me if I had heard of a new lender called the “The Lending Club.”  I told him that I had been coming across that […]
August 4, 2015

How To Identify Good Charities vs. Bad Charities And What You Need To Look Out For

How To Identify Good Charities vs. Bad Charities And What You Need To Look Out For Charities do some really great work. UNICEF, Bread for the World, the Thurgood Marshal College Fund, the Breast Cancer Research Foundation and many, many charities alleviate suffering and help struggling families in the United States and all over the world. […]
June 22, 2015

Juntikka Consumer Alert: Car Shopping? Free Websites Spot Flood Damaged Cars Before You Buy Them

Watch Out For Car Dealers That Are Selling Water Damaged Cars Unscrupulous car dealers are selling flood damaged cars to unsuspecting consumers by covering up the tell-tale signs of water damage.   If you know anyone buying a used car, warn them.   Let them know about: (1) the websites that identify these cars; and (2) the tips […]
June 11, 2015

Watch Out For Scammers Pretending To Be Your Credit/Debit Card Company’s Fraud Department

Last Saturday, I got a voicemail message on my cell phone.  The caller said that he was calling from Bank of America.  He said that my debit card had been locked because of suspicious activity.  He asked me to call a customer service number to confirm this and to get a new debit card right away. […]