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NYC Bankruptcy Blog
August 7, 2013
Published by Charles Juntikka at August 7, 2013
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Many clients come to me with crushing credit card debt. Unsurprisingly, many of these same financially struggling individuals are behind on paying their rents. Many come to me with the landlord threatening to evict them from their homes. They desperately want to know if bankruptcy can stop an eviction. The answer is yes – Bankruptcy can […]
July 19, 2013
Published by Charles Juntikka at July 19, 2013
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When Famous People File for Bankruptcy & What it Means for All Financially Struggling Americans On March 20, 2013, legendary singer Dionne Warwick and cousin of Whitney Houston (singer of the hit song “Do You Know The Way To San Jose”) filed for Chapter 7 bankruptcy. When famous people like Ms. Warwick file for bankruptcy help, […]
June 14, 2013
Published by Charles Juntikka at June 14, 2013
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Clients often tell me that they heard from a friend that you have to go to a class before you file for bankruptcy. When people hear that they have to go to a “class” – they think that they are going to have to go to a school and listen to a teacher teach a course. […]
May 29, 2013
Published by Charles Juntikka at May 29, 2013
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Believe it or not, it is not that easy to know exactly who you owe. If you are late paying credit card debts, the banks sell and re-sell your debt many times. You start to get letters from people you never heard of – people demanding money from you without even saying who originally “owned” the debt. […]
May 20, 2013
Published by Charles Juntikka at May 20, 2013
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Every week I file bankruptcy for someone who has little or no credit card debt. These individuals are not being cornered by high interest credit card debt; they are being crushed by a debt of $10,000, $20,000 or more on a car loan – for a car they no longer even have. This is a terrible […]
May 8, 2013
Published by Charles Juntikka at May 8, 2013
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People are often worried that if they file for bankruptcy it will affect their spouse. Whether this will happen depends on one key question: Does your spouse also owe the debt? Or, did your spouse co-sign for your debt? If the answer is no, there is no problem. Your spouse does not have to pay […]
April 30, 2013
Published by Charles Juntikka at April 30, 2013
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Many of my bankruptcy clients have never been in any court before filing for bankruptcy. Understandably, they are nervous about going to court. Their idea of court is the classic view of a Judge with gray hair, in a black robe, sitting high behind a tall desk, with an American flag, with court officers on either […]
April 17, 2013
Published by Charles Juntikka at April 17, 2013
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Bankruptcy filings are down 30% over the last three years according to Bankruptcy Court statistics. Why? Because the economy is getting better? Not by a long shot. Things are simply so bad that financially struggling individuals don’t have the money to file bankruptcy. If you can barely afford to pay for food and rent, how can […]
April 16, 2013
Published by Charles Juntikka at April 16, 2013
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People often ask me if it is too late to file bankruptcy if there is already a judgment against him or her. The answer is NO. Bankruptcy Court is a federal court. The Bankruptcy Court and the Bankruptcy Law overrides the state court, including Civil Courts in New York City, Brooklyn, Bronx and Queens, and can […]
April 12, 2013
Published by Charles Juntikka at April 12, 2013
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The answer is yes depending on how many years have passed since the last bankruptcy. You can file Chapter 7 bankruptcy again if it has been eight (8) years since the last filing. Over the past 28 years, I have filed tens of thousands of bankruptcies for New York and New Jersey residents. Times are especially […]